I’m writing in response to Tuesday’s July 10th letter from Andy Melendez. My first question to Mr. Melendez is, “Have you read the Affordable Health Care Act? Over half of your letter is the same sales pitch I’ve heard from countless politicians.”
Allow me to share a few facts.
I priced health care for myself when the “Affordable Health Care Act” was in Congress. The price was over $900/month just for me with no pre-existing conditions. At the time, my income was $750/month. With the loss of my job, and the addition of social security, my income is now just under $1,000/month.
A politician told me about a month ago, that I could get a much better deal through the insurance exchange, about half of what I was quoted before. When I challenged her on that saying my income was less than $1,000/month, she smiled sweetly and said, “Can’t you afford $500 a month for health care?”
I have since found a policy for $375/month which is 38% of my income. The deductable on this “affordable” policy is $3,500. Oh, by the way, did I mention I worked for hospitals and doctors doing insurance billing for almost thirty years? I speak insurance. Policies say such things as “we pay 100% of the allowable charges.” Do you know what that means? It means you better read the policy VERY carefully. Many things are not covered. Sure, with “Affordable Health Care” you can buy insurance even with pre-existing conditions and your kids can be added until they reach the age of 27, but having insurance doesn’t guarantee payment. And while we’re at it, WHY do parents need to cover their kids until they turn 27? If the economy is doing so much better, wouldn’t it be cheaper for them to get group coverage at work? But I digress.
Before the US Supreme Court handed down their decision, I found a couple of versions of the Affordable Health Care Act online and started reading. I’ve never seen the word “tax” or references to the “Revenue Act of 1986” so many times in my life, except in a copy of the IRS Pub. 17.
Then the US Supreme Court handed down their decision admitting that the American people have been lied to. “IT’S A TAX.”
I’m going to let readers find a copy of this new law and discover for themselves the truth as it applies to them. If you have a business with employees or a piece of real estate to sell, I highly recommend you take the time to read this life/financial changing document before the November election.
Elizabeth Davis, Boonville